Articles Category: Financial Planning - Free Articles Directory

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Saving Financial Freedom By : George Symond Saving Money is the key to financial freedom. People with savings have choices, those without can end up as money slaves, chained to debt. Save Yourself With Some Bankruptcy Alternatives By : T J Madigan How good is a bankruptcy alternative from bankruptcy? Bankruptcy is a legally-declared inability of an individual or organization to pay their creditors. It is legal process by which people and businesses can eliminate all, or a portion, of their debts by extending the time to pay-off their debts under the protection and supervision of a court and trustee. Proactive Use of IRA Secrets Can Keep You Retired By : Randy Gilbert The difference between retiring and staying retired is often what you know about your retirement account and who you have managing that money. How You Can Come Out On Top With A Car Loan By : Jim Brown People who have bad credit automatically assume they can never get a loan for anything, let alone a car. Warning Signs of Credit Repair Rip-offs By : Liz Roberts "Your credit will be erased permanently!" Does that offer sound too enticing to dismiss? Maybe so. But before you take that plunge, be warned! There are many companies out there, disguising as help who are only after your money. Here are the warning signs of what to look out for or credit repair rip-offs. Which Saving Account Interest Rate will you Get? By : Mayoor Patel When you are shopping around for a bank to put your money into one thing you will need to compare is the saving account interest rate that is being offered. What are the Best Ways to Lower Credit Card Interest Rates? By : Mayoor Patel They allow us to buy all sorts of goods and services that we otherwise could never hope to afford at one time. The IRA vs. The 401(k) By : Dave Zegers Many people find all the options that are available when it comes to retirement planning to be quite confusing. If you are one of those this article is dedicated to explaining the differences between a 401 (k) plan and an IRA (Individual Retirement Account). Options For What To Act On Now In Your Pre-retirement Years By : Kim Kirmmse Toth Ways to ensure you are on track in your non-financial retirement planning Estate Planning - No Contest Clause in A Will By : Kris Koonar Estate planning is an effective measure undertaken to ensure that the assets you possess, which are usually the outcome of a lifetime of labor, are transferred to the recipients according to your wishes after your demise. To make your wishes effective, you may decide to make a will as part of your estate plan. The Reasons Why Estate Planning Is So Important By : Kris Koonar Many people fail to understand the importance of estate planning. Get control of Your Personal Finance with a Budget By : Joseph Then It is fairly common knowledge that money matters can be simplified and controlled with a budget. One of the keys to personal finance management is creating and using a household budget. Finding the Best Estate Planning Attorney for Your Family By : Kris Koonar Finding a good estate-planning attorney is vital for the success of your estate plan. The best attorney would not be one who is just aware of the legal provisions related to how your estate would be transferred in the manner and to whom you want it to got to. Self-Defense Guide to Estate Planning for Women By : Kris Koonar If you are a woman, are financially secure, and have assets that you expect to pass on to people you love and care for, you must make a suitable estate plan. It is vitally important to be aware of your rights and take appropriate steps to protect and ensure the disposal/distribution of your assets according to your wishes when you pass away. Annuities: Better Alternatives Than Equity-Indexed Annuities By : Jeffrey Voudrie Equity Indexed Annuities (EIAs) have become the hot product of late. I believe you can easily find other alternatives that will bring a better return, without locking up your money or levying hefty surrender penalties. Estate: Your Questions Answered - Health Savings And Power Of Attorney By : Jeffrey Voudrie Q. Jeff, I want to ask your opinion regarding Health Savings Accounts. On April 1st, the company I work for is changing our current Blue Cross health insurance to Guardian Insurance set up as a HRA. I am single and currently have a $500 deductible. Under the HRA, the deductible will be $2,000. Estate: How To Legally Avoid Taxes On Gifts And Inheritances By : Jeffrey Voudrie Nobody likes to pay taxes. If done incorrectly, though, the way you inherit an asset can result in you needlessly paying tens of thousands of dollars in taxes. Knowing some simple rules will reduce your tax bill and allow you to keep more of what you inherit. And it will also keep you from creating tax headaches for loved ones to whom you wish to gift assets. Estate: Beyond The Living Will By : Jeffrey Voudrie Living wills have received a great deal of attention due to the recent Terry Schiavo situation. Because her end-of-life wishes were in dispute, family members battled each other in the courts over her treatment and care. How to Get a High Certificate Deposit Interest Rate By : Mayoor Patel If you are interested in making money from your existing money, but you are not too fond of possibly losing it all in the stock market, then you should instead turn your attention to certificate deposits. Estate: To Trust Or Not To Trust . . . That Is The Question! By : Jeffrey Voudrie Living Trusts have become very popular and are being heavily promoted to seniors. Should you Trust or not Trust? That is the question. Read on to learn some simple guidelines that will help you know whether a Living Trust may be right for you and how to go about getting one if needed.
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